Jamie is a meticulous researcher who has published 2,000+ personal finance articles. Her expertise is trusted by major brands like Bankrate and Rocket Mortgage.
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
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Cheapest recent rates near Cicero, Illinois
Drivers using Insurify have found quotes as cheap as $31/mo for liability only and $78/mo for full coverage in Cicero and other Illinois cities.
*Quotes generated for Insurify users in and around Cicero, Illinois within the last 10 days. Last updated on May 13, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 13, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Cicero, Illinois within the last 10 days. Last updated on May 13, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 13, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
The overall average cost of car insurance in Cicero, Illinois, is $150 per month. This is similar to the monthly state average of $132 but less than the national average of $159 a month.
Cicero is a suburb of Chicago and one of the largest municipalities in Illinois. However, despite its proximity to the Windy City, Cicero reported just 198 vehicle thefts in 2021, according to the most recent data available through the FBI’s Crime Data Explorer. By comparison, Champaign, which has a smaller population than Cicero, reported 243 motor vehicle thefts.
Generally, you can expect to find cheaper car insurance rates in locations with lower rates of crime, vehicle theft, and vandalism. And you’ll pay more for auto insurance if you live in a city with higher vehicle crime rates. So Cicero’s fewer thefts could contribute to the city’s low average insurance rates. Here’s how to find the best coverage in Cicero.
Quick Facts
The average cost of car insurance in Cicero is $83 a month for liability only and $216 a month for full coverage.
Auto-Owners, State Farm, and GEICO are the cheapest insurers for liability-only and full-coverage insurance in Cicero.
You can save money and find the best deal on car insurance today by bundling your policies, raising your deductible, and shopping around for auto insurance quotes.
Cheapest car insurance companies in Cicero
The best auto insurance company for you will depend on your individual situation and needs. But it can be helpful to learn about the cheapest insurers in your area. The following table outlines the cheapest insurance companies in Cicero and the type of driver each company is best for.
Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best for
Auto-Owners
4.3
$46
$27
Specialty vehicles
State Farm
4.6
$50
$30
Good drivers
Hugo
3.5
$83
$40
Low-mileage drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 5 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. We update ratings once a year or as more recent information becomes available.
Third-party financial ratings: We use data from AM Best, S&P, Moody's, and more to compare insurance companies’ credit and ability to pay out future claims.
Customer satisfaction: To calculate this score, Insurify analyzed more than 20,000 customer reviews across 155 car insurance companies. We also considered third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the United States, as well as available discounts, to calculate an affordability score.
Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
Availability and reach: Insurify identified the number of states in which insurers offer coverage and company size by market share to score availability and reach.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.0
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$34/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$56/mo
Auto-Owners is the best insurance agency for car owners who need to insure a classic or antique car. You can earn a discount if you insure your classic vehicle with another car for daily use.
The company offers multiple ways to save on car insurance — for example, you could earn a discount if you’ve already qualified for life insurance through Auto-Owners. You could also save by paying your premiums on time, requesting a premium quote, and if you have a student attending school more than 100 miles from home without a vehicle.
Pros
Classic car insurance and motorcycle insurance available
Offers numerous auto insurance discounts
Cons
Can’t get a quote online
Below-average J.D. Power auto claims satisfaction rating
They had very competitive pricing until 2024, but not after that.
Carl - May 10, 2024
Verified
Rate Increase After Comprehensive Claim
The service was good until they raised my rate following a comprehensive claim when a deer hit my car on the road. This was an act of God.
Jack - April 9, 2024
Verified
Poor Handling but Partial Payment Made
I had a major claim due to a fire, which was not my fault. They handled it poorly and the complex ended up tearing down my building. They did make a payment, but there was a $10,000 depreciation on my goods.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.5
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$36/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$59/mo
Good drivers can save up to 30% on auto insurance by signing up for State Farm’s Drive Safe & Save program. You’ll download the company’s app, and it’ll use your driving information to determine how much of a discount you receive.
State Farm offers numerous coverage options, including roadside assistance, rideshare insurance, rental insurance, and underinsured motorist coverage. The company consistently earns high customer satisfaction ratings from customers and received an above-average J.D. Power rating for auto claims satisfaction.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.3
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$48/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$94/mo
Hugo is a new insurance company that launched in January 2021. If you’re looking for non-traditional insurance coverage, Hugo may be a good choice.
The company offers flexible coverage to customers who don’t drive daily and only need liability insurance. You can get started with no money down, flexible micropayments, and pay-as-you go options. However, Hugo probably won’t be the best choice for someone who needs a full-coverage policy or drives every day.
I loved the pay options, such as daily, weekly, etc. That was great! However, if I wanted comprehensive or collision coverage, they don't offer it in Indiana.
Stephanie - April 21, 2024
Verified
Bad Business
My car's registration has been suspended because Hugo failed to report to the state that I have insurance.
How to get the cheapest car insurance in Cicero
Auto insurance rates have increased by 17% nationwide between the end of 2021 and June 2023, according to Insurify data. However, you can still find cheap car insurance by using the following strategies:
Choose a higher deductible. Your deductible is an out-of-pocket expense you pay before your insurance coverage kicks in. Increasing your deductible from $500 to $1,000 will lower your insurance premiums substantially. Just make sure you have the money to cover your deductible if you need to file a claim.
Maintain a good credit score. Research shows that drivers with good credit file fewer insurance claims. So maintaining a good credit score is another way you can lower your insurance costs. Make sure you pay your bills on time and keep your credit utilization ratio below 30%.
Shop around. Every insurer looks at slightly different criteria when evaluating you for coverage. The best policy for one driver may not be a good option for someone else. That’s why it’s important to shop around and compare auto insurance quotes from at least three different companies.
Find Cheap Car Insurance in Cicero, Illinois
Rates start as low as $34 per month for a liability policy
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Cheapest liability-only car insurance in Cicero: Auto-Owners
Liability-only car insurance pays for damages to the other driver’s vehicle and any medical expenses they incur in an accident you cause. However, you’ll have to pay for your own medical bills and to fix your vehicle.
Liability insurance is the minimum amount of coverage you need to drive legally in Illinois. In Cicero, it costs an average of $83 per month. But, Auto-Owners offers the cheapest liability coverage in Cicero for $34 per month.
Here are the cheapest liability-only policies for Cicero drivers.
The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote
Auto-Owners
34
State Farm
36
GEICO
48
Hugo
48
COUNTRY Financial
50
Erie
55
Mile Auto
56
USAA
59
American Family
64
Safeco
67
Mercury
70
Clearcover
74
Nationwide
74
Travelers
80
Farmers
86
Direct Auto
87
Allstate
90
Midvale Home & Auto
97
State Auto
97
GAINSCO
101
Elephant
105
Dairyland
107
The General
110
Liberty Mutual
113
Bristol West
123
Foremost
159
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Cicero: Auto-Owners
Full-coverage insurance includes liability, comprehensive, and collision coverage. Unlike liability insurance, full coverage pays for damages to your vehicle, even if you’re at fault for the accident. A full-coverage policy will also pay to repair or replace in the event of theft, falling objects, vandalism, and more.
In Cicero, the average cost of a full-coverage policy is $216 a month. Drivers can find the cheapest full-coverage insurance from Auto-Owners with rates starting at $56 per month for coverage.
Here are the cheapest options for full-coverage insurance in Cicero.
The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote
Auto-Owners
56
State Farm
59
Mile Auto
79
GEICO
80
COUNTRY Financial
84
Erie
92
Hugo
94
USAA
98
American Family
105
Mercury
115
Clearcover
121
Safeco
126
Travelers
126
Nationwide
129
Farmers
142
Allstate
149
Midvale Home & Auto
157
Direct Auto
171
Liberty Mutual
180
State Auto
187
Elephant
188
GAINSCO
222
Dairyland
284
The General
291
Bristol West
298
Foremost
363
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance requirements in Illinois
The state of Illinois law requires that all drivers carry the following minimum insurance:[1]
Coverage
Minimum Requirements
Bodily injury liability
$25,000 per person / $50,000 per accident
Property damage liability
$20,000 per accident
Minimum insurance coverage won’t be enough for most people, so here are some other coverages to consider adding to your policy:
Comprehensive coverage
Comprehensive coverage pays for repairs or replacement in non-collision incidents, like falling objects, theft, vandalism, weather damage, and more.
Collision coverage
Collision coverage pays for damages if you’re involved in an accident with another car or object. It also pays for pothole damages and rollover accidents.
However, some insurance companies work with high-risk drivers. So it’s possible to find affordable auto insurance rates, even if you have a history of driving incidents.
Shop for Car Insurance in Cicero, IL
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Cheapest car insurance for drivers with a speeding ticket: Auto-Owners
Speeding was a factor in 29% of traffic fatalities in 2021.[2] Even if you don’t cause an accident, a speeding ticket signals to insurers that you’re a risky driver and more likely to file a claim, so they increase your rates to offset the risk.
In Cicero, drivers with speeding tickets pay an average of $219 a month for car insurance. Auto-Owners offers the cheapest liability rates for $45 per month.
If you’ve received a speeding ticket, here are the cheapest auto insurers in the city.
The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote: Full Coverage
Average Monthly Quote: Liability Only
Auto-Owners
73
45
State Farm
77
47
GEICO
105
63
Mile Auto
111
79
COUNTRY Financial
112
67
Erie
123
73
USAA
128
77
Hugo
130
66
American Family
137
83
Clearcover
160
98
Mercury
161
98
Travelers
166
105
Safeco
167
89
Nationwide
170
98
Farmers
185
112
Allstate
195
117
Midvale Home & Auto
212
131
Direct Auto
227
115
Liberty Mutual
259
163
State Auto
266
138
Elephant
271
151
GAINSCO
320
146
Dairyland
374
141
The General
385
146
Bristol West
386
159
Foremost
523
229
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: Auto-Owners
When you file a claim with your insurance company for an at-fault accident, your insurance premiums will increase by a certain percentage. However, the exact percentage will vary depending on your insurer and the severity of the accident.[3]
After an at-fault accident, the average car insurance rate in Cicero is $229 per month. But, drivers with an at-fault accident can still find cheap rates from Auto-Owners for $47 per month.
Here are the best car insurance options for drivers with an at-fault accident.
The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote: Full Coverage
Average Monthly Quote: Liability Only
Auto-Owners
77
47
State Farm
81
49
GEICO
110
66
COUNTRY Financial
119
71
Mile Auto
120
85
Hugo
126
64
Erie
129
77
USAA
135
81
American Family
144
88
Mercury
168
102
Safeco
168
89
Travelers
175
111
Clearcover
177
108
Nationwide
179
103
Farmers
194
118
Allstate
205
124
Midvale Home & Auto
228
141
Direct Auto
241
123
Elephant
255
142
Liberty Mutual
270
169
State Auto
283
147
GAINSCO
297
135
Dairyland
391
147
Bristol West
404
167
The General
409
155
Foremost
544
238
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: Auto-Owners
Driving under the influence impairs your vision and judgment, and it’s illegal in Illinois. In 2021, 25% of crash fatalities involved alcohol.[4] The exact penalties for a DUI will depend on your age, your blood alcohol concentration (BAC) level, and other circumstances surrounding your arrest.
If you receive a DUI, your insurer may decide not to renew your policy. But if it does renew your policy, you can expect your premiums to become more expensive. The average car insurance cost after a DUI in Cicero is $259 a month, but Auto-Owners offers the cheapest rate of $34 per month for drivers with a DUI.
Here are the cheapest insurers in the city for drivers with a DUI.
The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote: Full Coverage
Average Monthly Quote: Liability Only
Auto-Owners
95
58
State Farm
100
61
Mile Auto
122
87
GEICO
136
82
COUNTRY Financial
143
85
Erie
156
93
Hugo
160
82
USAA
166
100
Mercury
177
108
American Family
178
109
Clearcover
206
126
Safeco
214
114
Travelers
214
136
Nationwide
219
126
Farmers
241
146
Allstate
253
153
Midvale Home & Auto
267
165
Direct Auto
291
148
Liberty Mutual
306
192
State Auto
318
165
Elephant
319
178
GAINSCO
377
172
Dairyland
482
182
The General
494
187
Bristol West
506
209
Foremost
617
270
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: Auto-Owners
Car insurance rates decrease around age 25 but start to increase again around age 70. Age-related issues, like changes to eyesight and hearing, affect seniors’ driving capabilities, and they have higher crash mortality rates than younger drivers. But seniors still have relatively affordable rates, especially compared to teens.
Senior drivers in Cicero pay an average of $104 a month for car insurance, but here are the cheapest insurers to start your search.
The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT.
Insurance Company
Liability Only
Full Coverage
Auto-Owners
24
40
State Farm
25
42
Hugo
31
61
GEICO
35
58
COUNTRY Financial
36
61
Erie
37
62
Mile Auto
39
55
USAA
43
71
American Family
46
75
Mercury
48
79
Safeco
49
93
Nationwide
50
88
Clearcover
54
88
Travelers
57
90
Direct Auto
61
120
Farmers
61
101
Allstate
66
109
Midvale Home & Auto
67
109
State Auto
68
132
Elephant
75
135
GAINSCO
75
165
Dairyland
79
209
Liberty Mutual
81
129
The General
83
219
Bristol West
90
219
Foremost
113
259
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: Auto-Owners
Teenage drivers pay more for car insurance because they have less experience behind the wheel. They’re also at higher risk of being involved in a fatal car accident. But teens can reduce their insurance costs in a few ways.
Many insurers offer discounts to young drivers who enroll in an approved defensive driving course and maintain good grades. On average, teens in Cicero pay $262 a month for car insurance. Here are the cheapest insurance companies for teens and younger drivers in the city.
The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT.
Insurance Company
Liability Only
Full Coverage
Auto-Owners
58
95
State Farm
60
98
COUNTRY Financial
72
121
GEICO
74
123
Hugo
82
161
Erie
91
152
USAA
96
160
Mile Auto
106
150
American Family
110
181
Nationwide
124
216
Mercury
126
206
Safeco
139
262
Travelers
141
223
Clearcover
142
232
Farmers
149
246
Allstate
155
256
Direct Auto
156
307
Midvale Home & Auto
167
270
State Auto
169
325
Elephant
170
305
The General
175
463
Dairyland
177
469
GAINSCO
178
392
Bristol West
206
498
Liberty Mutual
207
330
Foremost
277
631
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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Cicero car insurance quotes by credit tier
Illinois is one of many states that allows auto insurance companies to consider your credit history.[5] Drivers with bad credit have been shown to file more insurance claims than drivers with excellent or good credit scores. Here’s what you can expect to pay for insurance based on your credit tier.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Cicero?
Car insurance in Cicero costs an average of $150 a month, which is similar to the state average of $132.
Insurance rates can vary quite a bit depending on your ZIP code. If you live in a more populous city with higher crime rates, you can expect to pay more for car insurance than someone living in a rural area. Despite Cicero’s safety rating and low crime rates, its proximity to Chicago — which has notoriously expensive car insurance rates — can contribute to the city having near-average costs.
More cities in Illinois
If you live in Cicero, you can expect to pay more for car insurance than most other Illinois cities. Chicago is the only city with a higher average cost for auto insurance than Cicero. Here’s how Cicero compares to other Illinois cities.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cicero car insurance FAQs
Here are the answers to common questions about car insurance in Cicero, Illinois. You can also check out Insurify’s guide on how to shop for quotes.
How much is car insurance in Cicero, Illinois?
The average cost of car insurance in Cicero is $83 a month for liability only and $216 a month for full coverage.
Which company has the cheapest car insurance in Cicero?
The cheapest auto insurer in Cicero is Auto-Owners, with an average cost of as $34 a month. However, the best way to find cheap car insurance is to compare quotes with multiple companies at the same coverage level. Get quotes from at least three insurers to start your search for affordable insurance that meets your needs.
What are the best car insurance companies in Cicero?
Some of the best car insurance companies in Cicero that Insurify identified include State Farm, Auto-Owners, and Hugo. These insurers have solid J.D. Power ratings and good Insurify Quality (IQ) Scores.
What is the Illinois minimum car insurance?
Illinois requires 25/50/20 minimum liability coverage. This translates to $25,000 per person and $50,000 per accident for bodily injury liability and $20,000 per accident for property damage liability. All liability policies in Illinois must also include uninsured motorist coverage for bodily injury at the same limits.[1]
What is the most important type of car insurance you should buy in Illinois?
Liability insurance is the most important car insurance coverage you should buy in Illinois. Not only does the state require this type of coverage, but it protects you financially from injuries and damages you cause to others in an at-fault accident.
The next two important coverages are comprehensive and collision, which pay for your vehicle repairs in various situations, including at-fault accidents.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Jamie Johnson is a Kansas City-based personal finance writer whose work has been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance. For the past six years, she's dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.