Cheapest Auto Insurance in Brownsville, Texas (2024)

State Farm offers the cheapest car insurance in Brownsville, with minimum-coverage policies as low as $36 per month.

Amy Beardsley
Written byAmy Beardsley
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Amy BeardsleyInsurance Writer
  • 3+ years writing about auto, home, and life insurance

  • 7+ years in personal finance and technology

Amy specializes in insurance and technology writing and has a talent for transforming complex topics into easy-to-understand stories.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Updated May 9, 2024

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Cheapest recent rates near Brownsville, Texas

Drivers using Insurify have found quotes as cheap as $36/mo for liability only and $61/mo for full coverage in Brownsville and other Texas cities.

*Quotes generated for Insurify users in and around Brownsville, Texas within the last 10 days. Last updated on May 9, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 9, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Brownsville, Texas within the last 10 days. Last updated on May 9, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 9, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

In Brownsville, car insurance costs an average of $170 a month, which is close to the Texas state average of $185. For comparison, the national average rate is $159. 

A growing population in the state is partly to blame for the city’s more expensive insurance costs. Additionally, Brownsville’s location in the Rio Grande Valley exposes it to threats like tornadoes, flash flooding, and wildfires, further driving up car insurance costs.[1]

Comparing quotes is crucial to finding a great deal on Brownsville car insurance. Just remember that your cost depends on your circumstances and coverage needs.

Quick Facts
  • The average cost of car insurance in Brownsville is $232 a month for full coverage and $109 for liability.

  • Brownsville drivers must carry 30/60/25 liability limits to drive legally in Texas.[2]

  • The Texas Automobile Insurance Plan Association can help if insurers deny you coverage.

Best and cheapest car insurance companies in Brownsville

Finding cheap auto insurance isn’t easy. Drivers in the state of Texas saw a 25% jump in premiums in 2023, according to Insurify’s latest car insurance pricing report. But Brownsville drivers can still find affordable rates and good service. Here are three top insurers to consider.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest for
State Farm4.6$64$38Liability-only coverage
Allstate4.4$90$54Young drivers
GEICO4.4$69$42Drivers with a DWI
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 5 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. We update ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: We use data from AM Best, S&P, Moody's, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 20,000 customer reviews across 155 car insurance companies. We also considered third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the United States, as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify identified the number of states in which insurers offer coverage and company size by market share to score availability and reach.

Best insurer for liability-only coverage: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.5
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$36/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$59/mo

State Farm has some of the lowest average rates for liability-only insurance in Brownsville. The company has been in business for more than 100 years and is the largest car insurance company in the U.S. by market share. You’ll find eight State Farm agents in Brownsville, who can help you customize your coverage to lower your costs.

Pros
  • Above-average J.D. Power customer satisfaction rating in Texas

  • Generous rental car coverage

Cons
  • Gap insurance not available

  • Can’t purchase a policy online

Read our State Farm review
Colleen - May 2, 2024
Verified

Look Further

The rates are consistently high and unaffordable.

Walters - April 25, 2024
Verified

Good

I had a good relationship with them until my bank messed up. I didn't receive the cancellation notice until it was already too late.

Wanda Carole - April 22, 2024
Verified

Excellent

Check out other companies and their rates before making a decision.

Best insurer for young drivers: Allstate

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.2
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
833
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$50/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$83/mo

The fourth-largest car insurance company in the U.S., Allstate offers rates that are notably less than the city’s average. It’s also the best auto insurance company for teens. The company has discount programs specifically tailored for Brownsville’s young drivers. Additionally, eight of the nine local Allstate insurance agents have “elite” status, suggesting top-tier customer service.

Pros
  • Accident forgiveness, regardless of fault

  • Custom parts and sound system coverage available

Cons
  • Below-average J.D. Power customer satisfaction rating in Texas

  • Missing multi-car discount

Read our Allstate review
Alicia - May 8, 2024
Verified

Allstate Raises Rates Unfairly

I have never filed a claim for my home insurance in the six years I've owned my house. Without any notice or failure to pay premiums, my yearly insurance unexpectedly increased to over $9300! Even with discounts, it's still over $5000 a year. The average cost in my area, if your credit isn't great, is $3000. I gave them an honest review when they asked for it, but I never heard back. My mortgage payment has increased, and Allstate is the reason why.

Carolyn - April 24, 2024
Verified

Change in Agency, Considering Switch

I've been with Allstate at the Welsh agency for the past 5 years and the service has been very good. However, since the retirement of my agent, I haven't had the same personal experience with the Carlisle agency and am considering switching to another company.

James - April 23, 2024
Verified

Recommend Allstate

Other than continually raising my rate, I consider them very good.

Best insurer for drivers with a DWI: GEICO

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.2
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$39/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$65/mo

Brownsville drivers generally pay less for car insurance when they go with GEICO. Although there’s no in-person support, considering the nearest agent is more than 160 miles away in Corpus Christi, GEICO customer service can help you file an SR-22 certificate with the state if your DWI conviction requires one.

Pros
  • Highly rated mobile app

  • Roadside assistance starts at $14 per year

Cons
  • Below-average J.D. Power customer satisfaction rating in Texas

  • No gap insurance option

Read our GEICO review
Holly - April 30, 2024
Verified

Long-Time Customer Treated Poorly!

We were with Geico for over 20 years and then had a terrible customer service experience. This wasn't a minor issue or just one agent. The problem involved conversations with multiple agents and supervisors. It's disappointing that after being insured with this company for so long, they showed no interest in resolving an unexpected situation that was actually an honest mistake made by one of their agents. I don't recommend them!

Elizabeth - April 25, 2024
Verified

Excellent

It has always been great.

Andrew - April 24, 2024
Verified

AI-Run, Money-Hungry Company

The customer service is poor and very unprofessional. It's impossible to speak to an agent.

How to get the cheapest car insurance in Brownsville

To reduce your premiums, it helps to know what insurance rating factors contribute to a car insurance quote. Insurers consider driving history, vehicle type, marital status, credit history, and where you park overnight. Consider these strategies to increase your savings on your next car insurance bill:

  • Ask about discounts. While car insurance discounts can vary by auto insurance company, many offer discounts for good grades, safe drivers, and eco-friendly vehicles.

  • Increase policy deductibles. Higher deductibles can lower your rates, but it means you’ll pay more out of pocket if you file a claim.

  • Bundle policies. Combine home or renters insurance with auto insurance to take advantage of bundling discounts.

  • Shop around. Low auto insurance rates won’t just appear on your doorstep. Get multiple quotes to compare coverage and choose the best deal.

Find Cheap Car Insurance in Brownsville, Texas

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Cheapest liability-only car insurance in Brownsville

Liability car insurance doesn’t cover your car’s dents. It pays for damages and injuries you cause to others in a car accident. This coverage meets Texas’ auto insurance requirements but can leave gaps in your protection.

In Brownsville, State Farm leads the pack for budget-friendly liability-only car insurance, averaging a rate of just $36 a month. The table below shows the average car insurance quotes for liability coverage from the best companies in Brownsville.

The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm36
GEICO39
Hugo49
Mile Auto49
Allstate50
USAA64
Safeco74
Nationwide84
Mercury87
Midvale Home & Auto90
Progressive90
Dairyland96
Clearcover98
Chubb108
National General112
Liberty Mutual115
Elephant117
Commonwealth Casualty121
Direct Auto123
21st Century125
The General136
GAINSCO138
Bristol West151
State Auto162
AssuranceAmerica168
Infinity175
Foremost200
Hallmark211
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Brownsville

While liability insurance offers minimum coverage for damages you cause to others, full-coverage car insurance goes the extra mile. You’ll get protection for your vehicle’s damages. If you’re financing or leasing a vehicle, your lender may require full coverage. However, it’s also helpful if you’re looking for more peace of mind.

The average cost of full coverage in Brownsville is $232 a month, and the table below shows the cheapest car insurance companies for full coverage in the city.

The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm59
GEICO65
Allstate83
Mile Auto98
USAA105
Clearcover129
Hugo133
Mercury138
Travelers148
Nationwide151
Progressive159
Midvale Home & Auto160
Safeco160
Chubb179
Elephant191
21st Century207
AssuranceAmerica218
Liberty Mutual237
Direct Auto242
Dairyland243
National General247
Infinity267
The General274
Bristol West285
State Auto297
GAINSCO298
Commonwealth Casualty310
Foremost401
Hallmark418
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Texas

Texas auto insurance has specific requirements, including having a 30/60/25 policy with personal injury protection (PIP) included. If you don’t want PIP coverage, you must inform your insurer in writing. The state uses a fault system, which means you’re on the hook for damages and injuries if you cause an accident. However, minimum coverage may not always cover the full scope of expenses, and the Texas Department of Insurance (TDI) suggests increasing your coverage limits.

Here are the minimum car insurance requirements in Texas:[2]

CoverageMinimum Requirements
Bodily injury liability$30,000 per person / $60,000 per accident
Property damage liability$25,000 per accident

Buying more than the bare-minimum coverage is a good idea. Brownsville’s best car insurance companies offer additional coverage to customize your policy. Two common options are collision and comprehensive insurance, but TDI specifically mentions five add-ons to increase your coverage:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage steps in when your car hits another vehicle or object to pay for your repair or replacement costs, no matter who’s at fault.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage protects against theft, fire, vandalism, tornadoes, hail, and falling objects, among other non-collision events.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    Medical payments coverage pays for medical bills for you and your passengers, even if you’re the passenger in another vehicle or get injured while cycling or on foot.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance coverage

    Towing, battery boosts, and other emergency roadside help is handy if you find yourself stuck on the side of the road.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental car coverage

    This helps pay for a temporary ride if your vehicle needs repairs after an accident.

Cheapest car insurance for drivers with an incident

At-fault accidents, speeding tickets, DWIs, and other incidents can cause your auto insurance prices to surge. Insurers see these traffic violations as indicators of risky behavior, which increases the potential of having to pay future claims. If your driving record isn’t perfect, you aren’t doomed to high rates — savvy Brownsville drivers can still find cost-effective coverage.

Shop for Car Insurance in Brownsville, TX

Rates start at $45 per month for drivers with an incident

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Cheapest car insurance for drivers with a speeding ticket: State Farm

Getting a speeding ticket means more than an immediate fine. It sends a message to insurers that you might be a high-risk driver, potentially leading to more expensive auto insurance coverage. The overall average cost of car insurance for Brownsville drivers with a speeding ticket is $242 a month.

If you’re ready to compare coverage options, look at the table below. It shows how Brownsville car insurance companies measure up for drivers with speeding tickets.

The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability Only
State Farm7646
GEICO8450
Allstate10764
USAA13583
Mile Auto13668
Clearcover168128
Hugo18267
Mercury191120
Nationwide197109
Progressive206117
Safeco21097
Midvale Home & Auto214120
Chubb234141
Elephant272167
21st Century274166
AssuranceAmerica288222
Dairyland316125
Direct Auto317161
Liberty Mutual338164
National General352160
The General358178
Infinity359235
Bristol West365193
State Auto417228
GAINSCO425197
Commonwealth Casualty442172
Hallmark541273
Foremost571285
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

If you cause an accident, you’re not only responsible for paying for the injuries of the other driver and their passengers, but it also puts you in a riskier category for car insurance. A riskier profile often translates to steeper auto insurance premiums. Some insurers offer accident forgiveness, providing some financial relief, even for at-fault accidents.

You may also see lower rates by switching to a different insurance company. In Brownsville, the overall average for car insurance after an at-fault accident is $258 per month. To start your search, consider the insurers in the table below.

The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability Only
State Farm8149
GEICO8954
Allstate11469
USAA14488
Mile Auto14874
Hugo17765
Clearcover188143
Mercury201127
Nationwide209116
Safeco21398
Progressive222126
Midvale Home & Auto231130
Chubb247149
Elephant258158
21st Century290175
AssuranceAmerica301232
Dairyland334132
National General336152
Direct Auto340173
Liberty Mutual354172
Infinity361237
The General384190
Bristol West385204
GAINSCO397184
Commonwealth Casualty420164
State Auto449245
Hallmark557281
Foremost600299
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DWI: State Farm

Driving under the influence isn’t just a legal misstep — it casts a shadow over your insurance rates. In 2021, the Brownsville Police Department reported 3.5 times more alcohol-related car accidents than in 2020.[3] 

Drunk driving increases your risk level, leading insurers to hike up your premiums — the overall average cost for insurance after a DWI in Brownsville is $292 a month. You may also need to file an SR-22 certificate to verify insurance coverage.

Check out the table below for a comparison of Brownsville insurance quotes for drivers with a DWI.

The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability Only
State Farm10061
GEICO11066
Allstate14185
Mile Auto15176
USAA178108
Mercury212134
Clearcover219166
Hugo22583
Nationwide256142
Progressive269152
Midvale Home & Auto271152
Safeco271125
Chubb303183
Elephant324198
21st Century351212
AssuranceAmerica369285
Liberty Mutual402195
Direct Auto410208
Dairyland412163
National General418190
Infinity452296
The General464230
Bristol West483256
State Auto503274
GAINSCO505234
Commonwealth Casualty525205
Foremost679339
Hallmark708357
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Car insurance rates can change as drivers age. Rates typically decrease around age 35 due to better driving habits and more experience. While seniors are often safe drivers, premiums tend to rise by age 70 because they’re more likely to get into fatal car accidents.[4]

Seniors drivers in Brownsville pay an average of $78 a month for liability insurance and $166 a month for full coverage. Other Brownsville car insurance companies offer affordable coverage for senior drivers, as shown in the table below.

The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
State Farm2642
GEICO2948
Hugo3287
Mile Auto3469
Allstate3762
USAA4777
Safeco55120
Nationwide58104
Progressive60106
Mercury6196
Midvale Home & Auto63113
Dairyland71181
Clearcover7295
Chubb73121
Liberty Mutual84173
National General84184
Elephant85139
21st Century86143
Direct Auto87172
Commonwealth Casualty89227
GAINSCO104224
The General104209
Bristol West112212
State Auto116212
AssuranceAmerica118153
Infinity122186
Foremost144290
Hallmark149294
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Being a teen driver can be fun, but it’s often costly when it comes to car insurance. Teens are new to driving and likely to make more mistakes, so insurance companies see them as risky and charge them more. To save money, young drivers can rely on a few strategies:

  • Stay on their parents’ insurance plan. Adding a teen to a parent’s policy is cheaper than buying separate coverage.

  • Choose a safe car. Vehicles with better safety ratings qualify for lower premiums.

  • Earn good grades. Insurers often provide good student discounts.

  • Complete a driver’s education course. Taking a driver’s education course can open up insurer discounts.

Brownsville car insurance costs for teen drivers are an average of $186 a month for liability only and $397 for full coverage. Check out the table below to see how companies offer different quotes for teen drivers.

The below rates are estimated rates current as of: Friday, May 3 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
State Farm5997
GEICO6099
Hugo83226
Allstate85141
Mile Auto92185
USAA103169
Nationwide139251
Safeco152330
Midvale Home & Auto153272
Mercury155245
Dairyland157397
Progressive159281
Clearcover186245
Elephant188307
Chubb194321
21st Century202335
National General203447
Commonwealth Casualty209536
Liberty Mutual209431
The General214431
Direct Auto219431
GAINSCO242522
Bristol West250472
State Auto279512
AssuranceAmerica304395
Infinity313477
Foremost345691
Hallmark366725
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Brownsville car insurance quotes by credit tier

While Texas has some of the toughest rules about how insurers use credit information, credit history is still a primary factor for car insurance quotes.[5] It’s common for drivers with poor credit scores to pay twice as much as drivers with excellent or good credit scores, even if they have a safe driving record.

Here’s how monthly rates stack up based on different credit levels for Brownsville drivers.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Brownsville?

Location plays a big role when insurers calculate car insurance quotes. Prices vary by city and ZIP code, and Brownsville auto insurance premiums are more expensive on average. While rates in the city are similar to the Texas average, Brownsville insurance policies cost more than the national average.

More cities in Texas

Here’s how other Texas cities compare to Brownsville’s car insurance costs.

CityAverage Quote: Liability OnlyAverage Quote: Full Coverage
Abilene$93$207
Amarillo$105$242
Corpus Christi$122$230
Dallas$138$279
El Paso$92$220
Lubbock$108$238
Plano$123$244
San Antonio$125$244
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Brownsville car insurance FAQs

Learn how to shop for car insurance in Insurify’s guide, and check out the answers to questions about car insurance in Brownsville below.

  • How much is car insurance in Brownsville?

    The average cost of car insurance in Brownsville is $232 a month for full coverage and $109 a month for liability.

  • Who has the cheapest car insurance in Brownsville?

    State Farm is the cheapest car insurance company in Brownsville, with an average cost of $36 for liability insurance.

  • What are the best car insurance companies in Brownsville?

    Some of the best car insurance companies in Brownsville include State Farm, Allstate, and GEICO. These companies have solid Insurify Quality Scores, relatively affordable average rates, and strong AM Best ratings.

  • How much does car insurance cost a month in Texas?

    The average cost of car insurance in Texas is $119 a month for liability only and $251 a month for full coverage.

  • What is the bare-minimum car insurance in Texas?

    Texas requires 30/60/25 liability insurance, which translates to $30,000 per person and $60,000 per accident for bodily injury liability and $25,000 per accident for property damage liability.[2]

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. National Weather Service. "Rio Grande Valley, Texas Hazardous Weather Awareness Guide 202."
  2. Texas Department of Insurance. "Auto insurance guide."
  3. Brownsville Police Department. "2021 Annual Report."
  4. AAA. "Senior Driver Safety & Mobility – AAA Exchange."
  5. Texas Department of Insurance. "Credit Scoring and Insurance."
Amy Beardsley
Amy BeardsleyInsurance Writer

Amy is a personal finance and technology writer. With a background in the legal field and a bachelor's degree from Ferris State University, she has a talent for transforming complex topics into content that’s easy to understand. Connect with Amy on LinkedIn.

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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